Insights

Insights

Legal notes in plain words — property, inheritance, residency and daily life in the Canary Islands, explained for international readers.

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Featured Property · Oct 26, 2026 · 22 min read Living in a tourist complex in the south of Tenerife: the single-operator rule, what an owner can and cannot do, and the window to 2028 A unit in a tourist complex is an accommodation unit, not a home: the Canary tourism Act binds every unit to one operator, the renovation Act forbids turning it into a dwelling, and fines run to 300,000 euros. What the courts decided in Arona and Gran Canaria, the question now before the Supreme Court, the decree-law that lets owners ask for a change of use until March 2028, the bill the Parliament rejected on 14 October 2026, the decree the Government announced, and ten papers to read first. Read the post
Residency · 9 min read

The 90/180 rule now that every entry is counted

The rule is old; the enforcement is new. Since 10 April 2026 the EES counts every day for you — how the 90/180 arithmetic works, who is exempt, and what changes for second-home owners.

Banking · 7 min read

IRPH Mortgages in 2026: What the Supreme Court Settled — and the Door Still Open

Spain's Supreme Court has drawn the IRPH map: transparency alone no longer voids the clause, and the broad claim is nearly closed — but loans where the index was never properly incorporated can still fall entirely. The honest picture.

Family · 9 min read

Prenups in Spain for International Couples: Choosing Your Property Regime

Every married couple in Spain already has a property regime — most never chose it. How the EU rules assign one, what the Spanish options are, and how capitulaciones let you decide for yourselves.

Property · 9 min read

The Arras Contract in Spain: What You Sign Before You Buy

The private deposit contract is the most consequential paper of a Spanish property purchase — and its species decides everything. The three kinds of arras, the financing clause, and the checks before you sign.

Family · 10 min read

Back to School with Separated Parents in Spain: Who Decides, Who Pays What

September with two households: Spanish law splits school questions into decisions (both parents) and costs (mostly inside the maintenance payment). Here is the map — including when one parent lives abroad.

Insolvency · 5 min read

Debt relief in Spain: what the Second Chance Law really cancels

Nine in ten Spanish insolvencies are now individuals, and in February 2026 the Supreme Court settled the fate of debts owed to Hacienda and Social Security. What the Second Chance Law can — and cannot — cancel.